This Debt Not Mine, Ruining my Credit?

If there is no derogatory info on your credit reports, just forget about it. If they start calling, just call your phone co and have them put a block on the calls. To check your credit reports, for online, go to annualcreditreport,com for all 3 free reports. By mail, call Trans Union toll free @ 1-877-322-8228 for all 3 free reports.